PublicLast updated: October 6, 2026 · Version 2026-10-06

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What data we process when validating a SPEI transfer, why, who we transfer it to and how to exercise your ARCO rights.

This English version is provided as a courtesy. If there are differences, the Spanish version prevails. Read in Spanish

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Version history

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  1. 2026-10-06October 6, 2026Current

    The automatic deletion periods of the data kept after an account is deleted are specified, and the reference to blocking is removed.

  2. 2026-10-05October 5, 2026

    It is clarified that the hosting provider also keeps the encrypted backups.

  3. 2026-10-04October 4, 2026

    New sections and paragraphs: account deletion; legal document requests and button signing in the Trust center; the contact form; the anti-abuse check and its cookies. Retention periods for requests and signatures, for what remains after account deletion and for backups. The request log, the option of not keeping the receipt and the permanent deletion of a validation are now described precisely. If the Spanish and English versions differ, the Spanish one prevails.

  4. 2026-10-03October 3, 2026

    Transfers table by category and without a country per row; network providers for Banxico queries; internal record of the accounts involved in validations that come back valid.

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