Fintechs

Credit balance when the SPEI is real.

Before funding an account or releasing balance, confirm with Banxico that the transfer exists. In real time or in bulk.

The challenge

An image is not a payment.

At a fintech, funding on a fake receipt or a transfer that never arrived is a direct loss. Checking every SPEI by hand doesn't scale and leaves gaps.

How Veriko solves it

Veriko verifies every SPEI with the official source.

Certainty, not appearance

Each transfer is confirmed with the Bank of Mexico. We give you the official record, not a screenshot.

Real time or in bulk

Verify transfers through the API or import a batch in the app to review the results.

Wired into your flow

Receive the result through signed webhooks and connect balance crediting in your system.

In practice

Funding that moves on its own, automatic confirmations.

BBVA Estudio Norte ••••4821 $3,200.00 Confirmed The banking system confirmed that this SPEI transfer was completed successfully. · Sep 8, 2026, 12:30 PM — Product screenshot with sample data.

The fintech sends the SPEI details to Veriko through the API and waits for the result. If the CEP is valid, its system releases the balance; otherwise, it keeps the operation under review.

Balance released with no manual intervention.

Bring certainty to your funding.

Create your account and verify your first SPEI in minutes.

Start free

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