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This is what a validated payment looks like.

A real payment, read by OCR and confirmed at Banxico. Press validate and see the answer the way you would see it in your dashboard or your API.

BNT

JESUS M.

072580012706676546

$250.00

Confirmed

Validated with Banxico · Sep 8 2026, 13:10

Operation date: 2026-09-08
Tracking key: MBAN01002609080051771699
Sender: JORGE A. · BBVA MEXICO
Beneficiary: JESUS M. · BANORTE
Type: OCR confidence 0.90
Official receipt: CEP as PDF · XML

Receipt received
Data read (OCR)
Checked with Banxico
Confirmed

POST /v1/validate-ocr

curl -X POST https://api.veriko.mx/v1/validate-ocr \
  -H "Authorization: Bearer veriko_TU_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{ "image_url": "https://tu-sistema.com/comprobante.jpg" }'

const res = await fetch("https://api.veriko.mx/v1/validate-ocr", {
  method: "POST",
  headers: {
    "Authorization": "Bearer veriko_TU_API_KEY",
    "Content-Type": "application/json",
  },
  body: JSON.stringify({
    image_url: "https://tu-sistema.com/comprobante.jpg",
  }),
});

const { data } = await res.json();
console.log(data.attributes.status); // "valid"

import requests

res = requests.post(
    "https://api.veriko.mx/v1/validate-ocr",
    headers={"Authorization": "Bearer veriko_TU_API_KEY"},
    json={"image_url": "https://tu-sistema.com/comprobante.jpg"},
)

print(res.json()["data"]["attributes"]["status"])  # "valid"

$ch = curl_init("https://api.veriko.mx/v1/validate-ocr");
curl_setopt_array($ch, [
    CURLOPT_POST           => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER     => [
        "Authorization: Bearer veriko_TU_API_KEY",
        "Content-Type: application/json",
    ],
    CURLOPT_POSTFIELDS => json_encode([
        "image_url" => "https://tu-sistema.com/comprobante.jpg",
    ]),
]);

$data = json_decode(curl_exec($ch), true)["data"];
echo $data["attributes"]["status"]; // "valid"

body, _ := json.Marshal(map[string]any{
    "image_url": "https://tu-sistema.com/comprobante.jpg",
})

req, _ := http.NewRequest("POST", "https://api.veriko.mx/v1/validate-ocr", bytes.NewReader(body))
req.Header.Set("Authorization", "Bearer veriko_TU_API_KEY")
req.Header.Set("Content-Type", "application/json")

res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
// res → { "data": { "attributes": { "status": "valid" } } }

200 OK "status": "valid" Confirmed

Response

{
    "data": {
        "type": "validation",
        "id": "c3d4e5f6-a7b8-4012-8def-123456789012",
        "attributes": {
            "validation_type": "ocr",
            "is_playground": false,
            "status": "valid",
            "banxico_status": "valid",
            "processing_time_ms": 11700,
            "created_at": "2026-09-08T19:28:06Z",
            "completed_at": "2026-09-08T19:28:18Z",
            "request_data": {
                "image_url": "https://tu-sistema.com/comprobante.jpg"
            },
            "image_path": "ocr/2026/09/c3d4e5f6-a7b8-4012-8def-123456789012.jpg",
            "ocr_result": {
                "tipo_comprobante": "spei",
                "clave_rastreo": "MBAN01002609080051771699",
                "referencia_numerica": "0509260",
                "fecha": "2026-09-08",
                "hora": "13:10:00",
                "monto": 250.0,
                "banco_emisor": "BBVA",
                "banco_receptor": "Banorte",
                "nombre_ordenante": null,
                "nombre_beneficiario": "Jesus M.",
                "cuenta_beneficiaria": "•6546",
                "cuenta_beneficiaria_es_parcial": true,
                "cuenta_beneficiaria_is_masked": true,
                "cuenta_beneficiaria_visible_last": "6546",
                "concepto": "Pago de producto",
                "confianza": 0.9,
                "confianza_por_campo": {
                    "banco_emisor": 0.8,
                    "banco_receptor": 1,
                    "cuenta_beneficiaria": 0.8,
                    "monto": 1,
                    "clave_rastreo": 1,
                    "fecha": 1
                }
            },
            "ocr_confidence": 0.9,
            "normalized_data": {
                "tipo_comprobante": "spei",
                "clave_rastreo": "MBAN01002609080051771699",
                "referencia_numerica": "0509260",
                "fecha": "2026-09-08",
                "hora": "13:10:00",
                "monto": 250.0,
                "emisor_code": "40012",
                "emisor_name": "BBVA MEXICO",
                "receptor_code": "40072",
                "receptor_name": "BANORTE",
                "cuenta_beneficiaria": "072580012706676546",
                "cuenta_beneficiaria_type": "clabe",
                "nombre_beneficiario": "Jesus M.",
                "concepto": "Pago de producto",
                "confianza": 0.9
            },
            "banxico_result": {
                "operationDate": "2026-09-08",
                "processingTime": "13:10:57",
                "speiKey": "40072",
                "trackingKey": "MBAN01002609080051771699",
                "certificateNumber": "00001000000710905384",
                "senderBank": "BBVA MEXICO",
                "senderName": "JORGE A.",
                "senderAccountType": "40",
                "senderAccount": "012180••••••••4195",
                "senderRfc": "XAXX010101000",
                "receiverBank": "BANORTE",
                "beneficiaryName": "JESUS M.",
                "beneficiaryAccountType": "40",
                "beneficiaryAccount": "072580012706676546",
                "beneficiaryRfc": "XAXX010101000",
                "amount": 250.0,
                "iva": 0.0,
                "paymentConcept": "Pago de producto"
            },
            "retry_state": {
                "enabled": false,
                "max_retries": null,
                "interval_seconds": null,
                "outcomes": null,
                "attempts_completed": 0,
                "next_attempt_at": null,
                "resolved_at": null,
                "exhausted_at": null,
                "cancelled_at": null,
                "terminal_state": null
            }
        },
        "links": {
            "self": "/v1/validations/c3d4e5f6-a7b8-4012-8def-123456789012",
            "cep_xml": "/v1/validations/c3d4e5f6-a7b8-4012-8def-123456789012/cep?format=xml",
            "cep_pdf": "/v1/validations/c3d4e5f6-a7b8-4012-8def-123456789012/cep?format=pdf"
        }
    },
    "meta": {
        "version": "1.59.1",
        "api_version": "v1",
        "request_id": "e6f7a8b9c0d1",
        "datetime": {
            "timezone": "UTC",
            "format": "ISO 8601"
        }
    }
}

How it works

Three steps, no hassle.

Upload an image

Or enter the payment details manually.

Validation at Banxico

We check the payment's validity in the banking system.

You get the receipt (CEP)

If the payment was credited, you get the official receipt. If not, we tell you right away.

Trust

The authority rules.

The Electronic Payment Receipt (CEP) is issued by the Bank of Mexico and backs SPEI transfers.

Source: Bank of Mexico (Banxico).
Official document in PDF / XML.
Receipt with the details: amounts, dates, names, RFC, and more.

Validation in the banking system in about 10 seconds.

Capabilities

A complete product, at your scale.

SPEI validation

By image or manually.

Multiple accounts and sellers

Register multiple accounts that receive payments. Review their finances and validations.

Bulk upload

Bulk payment validation (CSV, XLSX or images).

Webhooks and async mode

Fire events in your system when a payment is validated; validate payments in the background.

Card payments

Your subscription renews on its own, so the service keeps running.

Dashboard, reports and alerts

Detailed records, exports and real-time notifications.

Two ways

Use it however you like.

From the web or app

Nothing to install — upload your payments and manage your finances and operations from one place.

Open the dashboard

POST /v1/validate
→ 200 OK
{ "status": "valid" }

Via API

REST API with JSON responses. Complete documentation and an API ready to integrate into your system.

Read the documentation

Pricing

$0/ month

Start free. Pay as you grow.

A free plan with access to the full system; pay when you need more validations.

See plans

Plans in MXN and USD.

Questions

Frequently asked questions.

Where does the validation come from?

From the Bank of Mexico (Banxico): we query the Electronic Payment Receipt (CEP) directly in the national banking system.

Do I need a contract with Banxico?

No. We validate in the CEP like any official lookup; you sign nothing with Banxico.

What if Banxico doesn't respond?

If there's any disruption, you can turn on "Retries" for your validations so the work finishes once Banxico is stable again. Service status is public and you can check it whenever you need.

What happens to my receipts and data?

We keep your validations for your history, and your uploaded images are auto-deleted after ~30 days. Your data is yours, and you stay in control of it.

Does it work for CLABE and card?

Yes. The payment account can be a CLABE, card or phone number; we resolve the bank automatically.

Confirm the payment cleared.